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Individual Plan

Travel Insurance | Comments Off
Individual Plan

Travel Guard lets you travel the world in complete freedom, knowing you have the most comprehensive protection. Be it for a short business trip or extended family holiday, Per Trip or Annual Multi-Trip, you can choose your plan from the widest range of benefits and services. To purchase simply submit Online Quotation / Proposal forms.

Per-Trip: If you are travelling alone and wish to be insured only for the trip, opt for the Travel Guard™ Individual Per-Trip Plan. You will have a choice of either the Premier, Superior or Classic Plan to suit your needs.

Annual Multi-Trip: Consider an Annual Plan if you are a frequent traveller. You can avoid the hassle of insurance application every time you travel during the policy year. And best of all, you will enjoy savings on total premiums too. The Insured Policyholder(s) will be covered for an unlimited number of trips made during the Policy Period.

Child or Children shall mean an unmarried person or persons not older than 18 years of age or below 23 years of age if such person(s) is studying full-time or enrolled to study full-time in a recognized institution of learning or higher learning during the Policy period.

Trip Duration

Per Trip means one trip which does not exceed 182 consecutive days.

Annual Multi-Trip means multi trips over the annual period specified in the policy schedule where each trip shall not exceed 90 consecutive days from the date of departure to the date of return to Singapore.

Commencement of Coverage

Travel Cancellation (Section 18) is effective either: (a) 60 days before the date of departure, or (b) from the date of purchase of the policy which must be purchased at least 3 days before the departure date (excluding the date of departure) for this benefit to respond, whichever is later.

Personal Accident Protection (Section 15) commences 3 hours before the Insured Person(s) leave(s) Singapore and cease(s) whenever any of the following occurs first: (a) when the period specified in the policy has expired, (b) when the Insured Person(s) return(s) to his/her/their permanent place of residence, or (c) within 3 hours upon arrival back in Singapore.

For more details please refer to travel insurance policy terms, conditions & exclusions.

Here are the PREMIUMS based on the COUNTRY of destination and DURATION of stay.

This travel insurance is underwritten by Chartis Singapore Insurance Pte. Ltd. The exact terms, conditions and exclusions for this travel insurance are specified in the policy contract. Activation is IMMEDIATE upon successful completion of online proposal form & payment process. Travel insurance policy document shall be sent to Insured via email.